


Ouya’s strategic funding helps ambitious businesses go places
Ouya’s strategic funding helps ambitious businesses go places
As a financially independent private lender, we provide funding solutions for all types of situations, and say ‘yes’ more, where banks and other private lenders won’t help.
As a financially independent private lender, we provide funding solutions for all types of situations, and say ‘yes’ more, where banks and other private lenders won’t help.
As a financially independent private lender, we provide funding solutions for all types of situations, and say ‘yes’ more, where banks and other private lenders won’t help.



Our asset leveraged funding
Our asset leveraged funding
Our asset leveraged funding
Due to their overly stringent qualifying criteria or a weakness in their own funding sources, many banks and other private lenders are unable to meet the growing needs of 1000s of Australian businesses.
We help businesses leverage the equity of their property assets to fund business projects and achieve strategic goals.
Due to their overly stringent qualifying criteria or a weakness in their own funding sources, many banks and other private lenders are unable to meet the growing needs of 1000s of Australian businesses.
We help businesses leverage the equity of their property assets to fund business projects and achieve strategic goals.

Ouya is different
Ouya is different


Land/Development Loans
Construction/ Development Loans
We fund all types of construction/development projects, including commercial, residential, SMSF, childcare etc.
We fund all types of construction/development projects, including commercial, residential, SMSF, childcare etc.




Equity Release/Line of Credit
We provide funds in the form of equity release or a line of credit. Unlike other lenders, we provide equity release and lines of credit up to 75% LVR (Subject to approval).


Bridging/Refinancing Loans
We provide refinancing to extend a funding period, increase funds facility, or secure a better rate. Our approvals only take 72 hours.


SMSF/Special Uses Loans
We fund a wide range of construction/ developments, including childcare centres and projects for self managed super funds.


First & Second Mortgages, Caveat Loans
Unlike many other lenders, we provide first mortgages, second mortgages and caveat loans on all funding structures. This includes refinancing, equity release, and SMSFs.
And More!
We provide funding solutions for all types of situations. Discover the fastest and fairest deal in private lending and transform your business today!
Equity Release/Line of Credit
We provide funds in the form of equity release or a line of credit. Unlike other lenders, we provide equity release and lines of credit up to 75% LVR (subject to approval).


Refinancing
We provide refinancing to extend a funding period, increase funds facility, or secure a better rate. Our approvals only take 72 hours.


SMSF, Childcare Developments etc.
We fund a wide range of construction/ developments, including childcare centres and projects for self managed super funds.


First & Second Mortgages, Caveat Loans
Unlike many other lenders, we provide first mortgages, second mortgages and caveat loans on all funding structures. This includes refinancing, equity release, and SMSFs.


Our lending
Criteria & Conditions
Our lending
Criteria & Conditions
We offer the fairest funding conditions, fast applications and rapid disbursement, to green light your business venture.
We offer the fairest funding conditions, fast applications and rapid disbursement, to green light your business venture.

Our Funding Terms
Our Funding Terms
Our funding terms are typically short - from 3 to 36 months, depending on the amount. We also provide longer terms of up to 30 years, for low doc loans.
Our funding terms are typically short - from 3 to 36 months, depending on the amount. We also provide longer terms of up to 30 years, for low doc loans.
Up to 75% LVR*
Because we are independently funded, Ouya is able to offer a higher LVR than other private lenders. Most lenders will only loan a maximum of 70% LVR, whereas Ouya will lend up to 75%*
*Subject to approval.
What You Need
To be considered for funding, Ouya requires you to be a registered business or have an ABN. We fund on the basis of the value of the property assets you own, or through a guarantor.
Fast Application & Disbursement
We understand the need to secure funding quickly and offer a streamlined application and disbursement process. Approvals commonly take 3 business days, with 7 - 21 days for funds disbursement.
Up to 75% LVR*
Because we are independently funded, Ouya is able to offer a higher LVR than other private lenders. Most lenders will only loan a maximum of 70% LVR, whereas Ouya will lend up to 75%*.
*Subject to approval.
What You Need
To be considered for funding, Ouya requires you to be a registered business or have an ABN. We fund on the basis of the value of the property assets you own, or through a guarantor.
Fast Application & Disbursement
We understand the need to secure funding quickly and offer a streamlined application and disbursement process. Approvals commonly take 3 business days, with 7 - 21 days for funds disbursement.
Ouya! Means Business
Ask us how we can help

Ouya! Means Business
Ask us how we can help
Ouya! Means Business
Ask us how we can help
Ouya is independently funded by one of Australia’s largest property development groups. This is unique in the private lending space, enabling us to provide the fairest and quickest funding of any provider.
Ouya is independently funded by one of Australia’s largest property development groups. This is unique in the private lending space, enabling us to provide the fairest and quickest funding of any provider.
Game Changers
Giving business a fair go
Game Changers
Giving business a fair go

Frequently Asked
Questions
Do you only provide loans to the construction industry?
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
What are line fees?
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
How fast can I receive funds?
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
What are your loan fees?
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For Business Strategies
Funding Solutions
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For
Business Strategies
Funding Solutions
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For Business Strategies
Funding Solutions
Frequently Asked
Questions
Do you only provide loans to the construction industry?
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
What are line fees?
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
How fast can I receive funds?
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
What are your loan fees?
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.