Way to Fund
Australia’s only private lender with a
fair and fast deal others can’t match.
The
Fairest
Fastest
Fairest & Fastest
Ouya is owned by one of Australia's largest property development groups, Ouson.
Because we're financially independent, we deliver the fairest funding in the fastest time. It's how we're giving business a fair go.
Ouya is owned by one of Australia's largest property development groups, Ouson.
Because we're financially independent, we deliver the fairest funding in the fastest time. It's how we're giving business a fair go.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
We understand your need to secure funds quickly, to keep your project moving. On average our applications take between 7 - 21 days, with initial approval typically taking only 3 days.
Higher LVRs
We Say ‘Yes’ More
Reduced Line Fees
Faster Money
Funding solutions for
Funding solutions for
Every Project
Every Project.
Construction/Development Loans
Refinancing
First & Second Mortgages, Caveat Loans
Equity Release/Line of Credit
SMSF, Childcare Developments etc.
We provide strategic funding solutions to customers who want to leverage the value of their property assets. We can assist with funding to manage a temporary shortfall or cashflow challenge, short term business equity release, or a larger commercial loan.
While the majority of our clients are in the construction and development industry, we assist all industries and occupations. Our clients include builders, property developers, architects and individual investors who need support to grow their investments or personal wealth.
Land/Development Loans
Bridging/Refinancing Loans
First & Second Mortgages, Caveat Loans
Equity Release/Line of Credit
SMSF/Special Uses Loans
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and business people, because we’ve been there too.
There are times in life and in business, when you need a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and
business people, because we’ve been there too.
There are times in life and in business, when you need
a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
Ouya Capital was reliable when my company faced a cash flow crunch last month. I got the funds in four days without too much hassle. Just be sure to carefully review their repayment terms and conditions upfront.
The funding process was impressively fast, and I had the money in three days. While the rates were higher than some competitors, it was worth it for the speed, simplicity, and overall convenience they provided.
Ouya Capital transformed my real estate investments. Their commitment to excellence and strong industry ties made the process seamless. Transparent communication on fees and competitive interest rates were crucial to my venture's success. Most impressive was their ability to secure funds within just 5 days!
Ouya Capital surpassed my expectations with
tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Samuel Wright
WrightTech Solutions
Mike Turner
Green Valley Supplies
Lisa Grant
Urban Designs
Chris Nugent
Ougaely Wine Company
Approvals in 3 Days
Funds 7-21 Days
Up to 75% LVR*
Line fees calculated only on funds not drawn-down.
Approvals in 3 Days
Funds 7-21 Days
Line fees calculated only
on funds not drawn-down.
Up to 75% LVR*
(*Subject to approval.)
hours
72 hours
The fairest deal with approval in
The fairest deal with approval in
*Subject to approval.
We are Ouya Capital,
& We are here to help!
We are Ouya Capital,
& We are here to help!
Approvals in 3 Days
Funds 7-21 Days
Up to 75% LVR*
Line fees calculated only on funds not drawn-down.
*Subject to approval.
Ouya Capital was reliable when my company faced a cash flow crunch last month. I got the funds in four days without too much hassle. Just be sure to carefully review their repayment terms and conditions upfront.
The funding process was impressively fast, and I had the money in three days. While the rates were higher than some competitors, it was worth it for the speed, simplicity, and overall convenience they provided.
Ouya Capital transformed my real estate investments. Their commitment to excellence and strong industry ties made the process seamless. Transparent communication on fees and competitive interest rates were crucial to my venture's success. Most impressive was their ability to secure funds within just 5 days!
Ouya Capital surpassed my expectations with
tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Samuel Wright
WrightTech Solutions
Mike Turner
Green Valley Supplies
Lisa Grant
Urban Designs
Chris Nugent
Ougaely Wine Company
Ouya Capital was reliable when my company faced a cash flow crunch last month. I got the funds in four days without too much hassle. Just be sure to carefully review their repayment terms and conditions upfront.
The funding process was impressively fast, and I had the money in three days. While the rates were higher than some competitors, it was worth it for the speed, simplicity, and overall convenience they provided.
Ouya Capital transformed my real estate investments. Their commitment to excellence and strong industry ties made the process seamless. Transparent communication on fees and competitive interest rates were crucial to my venture's success. Most impressive was their ability to secure funds within just 5 days!
Ouya Capital surpassed my expectations with
tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Samuel Wright
WrightTech Solutions
Mike Turner
Green Valley Supplies
Lisa Grant
Urban Designs
Chris Nugent
Ougaely Wine Company
The fairest deal with approval in
hours
Ouya! Means Business
Ask us how we can help
Ouya! Means Business
Ask us how we can help
Ouya! Means Business
Ask us how we can help
Frequently Asked
Questions
Do you only provide loans to the construction industry?
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
What are line fees?
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
How fast can I receive funds?
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
What are your loan fees?
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.
Land/Development Loans
Bridging/Refinancing Loans
First & Second Mortgages, Caveat Loans
Equity Release/Line of Credit
SMSF/Special Uses Loans
Funding solutions for Every project
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For Business Strategies
Funding Solutions
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For
Business Strategies
Funding Solutions
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For Business Strategies
Funding Solutions
Australia’s only private lender with a
fair and fast deal others can’t match.
The Fastest
& Fairest
Way to Fund
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
Faster Money
We understand your need to secure funds quickly, to keep your project moving. On average loan funding takes between 7 - 21 days, with initial approval typically taking only 3 days.
Reduced Line Fees
While all other providers charge line fees on the entire loan amount, we don’t. Our line fees are calculated only on funds not drawn down, saving you thousands on your loan.
We Say ‘Yes’ More
Because we understand the construction and investment industry, and we’re self funded, we’re better positioned to say 'yes' to projects that others don’t understand or are reluctant to back.
Higher LVRs
Subject to approval, we can provide loans with a loan to value ratio (LVR) of up to 75%*. Most other providers only loan up to 70%.
*Subject to approval.
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and business people, because we’ve been there too.
There are times in life and in business, when you need
a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
We understand You, Because We are You